California Loans

LEI Financial – We have the right loan for you.

Conventional Loans:Traditional loan program requiring 5% down with competitive interest rates.

No Down Payment Loans:0% down payment required; closing costs paid by borrower. 100% financing also available on investment properties (special restrictions may apply).

Second Mortgage Loans:Convenient subordinate loans that don't disturb your first mortgage, Home Equity lines available too!

High Debt Consolidation/Cash Out loans:Ideal for borrowers whose debt-to-monthly income ratio is 50% or more.

Investment Properties:Finance one to four family properties with as little as 0% down payment.

Construction Loans:We will finance up to 90% of the cost of land plus construction costs with a one-time fixed rate closing.

Wealth Builder:Established with the philosophy that your home can be used as a tool for wealth building. The Wealth Builder allows you to free up cash to save money and invest in assets. By gaining the flexibility to control your finances, it gives you the tools to turn your liabilities into assets and start building your wealth today!
Our loan advisors will walk you through the process of finding the right loan. We can help tailor a loan to meet your needs, even if you are unable to list income sources traditionally, or have less-than-perfect credit.
Our online tutorial gives you all the information you need to help you make an informed decision. Once you complete the form above, one of our customer service representatives will contact you to help you further.